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Specialty Construction Insurance |
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You have arrived at the NSM Insurance Group Construction Programs Center! Our Specialty Construction Program Unit understands that each type of contractor has a specific set of exposures, and each of our programs is designed to address the coverage challenges of each unique class. |
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A Division of NSM Insurance Group
555 North Lane, Suite 6060
Conshohocken, Pa 19428
P. 800-970-9778 F. 610-941-9889
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Pavement Maintenance Contractors Program Overview
An insurance program designed specifically for "Specialty" Contractors providing Pavement Maintenance Services combining comprehensive coverage and higher insurance limits in one package, making it easy for you to protect your business. Our Program is endorsed by the most influential Power Sweeping Association the North American Power Sweeping Association (NAPSA).
Newsletters:
Targeted Classes:
- Paving
- Power Sweeping
- Line Striping
- Seal Coating
- Catch Basin Services
Program Features:
- Top Rated National Carrier
- Available in All States
- In-House Underwriting
- In-House Rating and Policy Issuance
- Excellent Rates
- Sponsored by All Major Pavement Industry Associations
Lines of Coverage:
General Liability
- Industry Specific Classification & Rating
- Non Auditable (for most classes)
- Blanket Additional Insured Endorsements
- Waiver of Subrogation
- Per Project Aggregate
- Stop Gap Coverage
- Garagekeepers Liability Offered
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Automobile
- $1,000,000 Combined Single Limit (CSL)
- $1,000 deductible minimum for Comprehensive & Collision
- Rental Reimbursement
- Hired / Non-Owned Drive Other Car
- Seasonal Lay Up Credits (where applicable)
- GPS discounts offered
- Industry Association Membership Discounts Offered
- Composite Rating Options (for large fleets)
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Property & Equipment
- Special Form
- Replacement Cost
- Buildings
- Business Personal Property
- Business Interruption
- Tools & Equipment
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Umbrella
- Up to $10 Million available
- $250,000 advancement of the umbrella limit for crisis response costs in the event of a covered crisis
- $50,000 for public relations expenses in the event of a covered crisis (in addition to applicable limits
- Advertising injury coverage includes infringement of copyright and trademark in an insured's advertisement
- Personal injury and advertising injury includes electronic publication
- Coverages for vicarious liability arising out of intentional acts
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Workers’ Compensation
- Can Be Written Stand Alone
- Modifications up to 1.85 (varies by state)
- Offered in all States
Claim Reporting Procedures
All claims regardless of severity or location should be reported to the YORK Claims Intake Center. The YORK Claims Intake Center is ready to accept new losses and provides four ways for you to submit new loss reports, however, a dedicated FAX # has been established to expedite the claim handling process.
- Fax: 1-800-973-3875
- Email: 1995CleanStreet@YORK-Claims.com
- Telephone: 1-866-391-9675 (YORK)
- Mail:
YORK Claims Service, Inc./New Jersey
3 AAA Drive, Suite 201
Robbinsville, NJ 08691
Attn: Jay Maul, Manager
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Important!
- To expedite the handling of your newly reported loss, please be sure to include your YORK Client Code with each new loss report!
- The YORK Client Code 1995 is for the Clean Streets Program
- Notices that do not require action ("incident reports") should be clearly marked "REPORT ONLY".
The YORK Claims Intake Center will review all claims notices upon receipt and assign to the YORK handling branch office. A claim acknowledgement will then be transmitted to the designated individual advising of the YORK claim number and the adjuster assigned to the claim.
Key Contacts:
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 Broker’s Kit
Contact Us
Program Manager
Thomas Zapalac
P. 800-970-9778 ext. 120
F. 610-941-9889
TEZapalac@nsminc.com
Assistant Underwriter
Tanya Horst
P. 800-970-9778 ext. 148
F. 610-941-9889
TMHorst@nsminc.com
Associations and Resources
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