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Construction Liability Insurance, Building Contractor Insurance, Contractors Umbrella Insurance, Construction Property Insurance

Specialty Construction Insurance Classes

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A Division of NSM Insurance Group
555 North Lane, Suite 6060
Conshohocken, Pa 19428
P. 800-970-9778 F. 610-941-9889

Specialty Construction Insurance


You have arrived at the NSM Insurance Group Construction Programs Center! Our Specialty Construction Insurance Program Unit understands that each type of contractor has a specific set of exposures, and each of our programs is designed to address the coverage challenges of each unique class. Our Specialty Construction Insurance underwriters are ready for your applications; we have years of experience with construction liability insurance, business interruption insurance, and other related exposures around the country, with underwriting and rating, and policy administration.

Call Us Today 800-970-9778

Targeted Classes:

  • Residential Construction Insurance & Builders Risk Insurance

    • Residential Homebuilders with 1-100 home starts per year
    • Single family and limited Multi-family builders
    • Homeowner & Condo Owners Associations - Available
  • Commercial Auto

    • A wide range of Commercial Auto Classes from Cement Mixers, Sand & Gravel Hauling, Contractors, Delivery and More
  • Commercial Builders Insurance

    • General contractors engaged in specialty construction & remodeling of restaurants and retail chains or franchises
    • Mixed residential & commercial construction insurance
    • Commercial Condo Construction Insurance
  • Commercial Apartment Construction

    • All styles of apartments (amenities included)
    • Up to 100 units per development
    • As many as 5 stories
    • Builders Risk and Umbrella available
  • Clean Streets Program

    • Paving Insurance
    • Power Sweeping
    • Line Striping
    • Seal Coating
    • Catch Basin Services
  • Portable Sanitation Insurance

    • Portable toilet rental, servicing and cleaning
    • Septic Tank Cleaning and inspection
    • Cesspool and sewage pit pumping and cleaning
    • Sewer line cleaning and rodding
    • Sewer and storm basin clean out
    • Liquid Vacuuming operations
  • Street Construction Insurance & Road Construction Insurance

    • Contractors generating revenues of $10,000,000 or less
    • Contractors that subcontract less than 35% of their work
    • NAICS: 237310 - Highway, Street Construction
    • 5 Years in operation
  • Clean Green Insure

    • Commercial and residential window cleaning
    • Power washing & exterior building cleaning
    • Truck washing insurance
    • Tank washing insurance
    • Air duct cleaning
  • Landscaper's Insurance

    • Establishments primarily engaged in providing landscape care and maintenance services and/or installing trees, shrubs, plants, lawns, or gardens
    • Establishments primarily engaged in providing these services along with the design of landscape plans and/or the construction (i.e. installation) of walkways, retaining walls, decks, fences, ponds, and similar structures
Program Features:
  • Available in All States
  • Top Rated National Carriers
  • Easy Application Process
  • Experienced In-House Underwriting and Policy Issuance
  • State-of-the-Art Loss Control
  • Specialized, Focused Claims Handling
  • Industry Experience (OSHA 10 hour Certified Program & Claims Directors)
  • Competitive Rates
  • Great Service – Quick Quote Turnaround
  • Most Programs are Written on Admitted Paper



Frequently Asked Questions
  1. Can you write New Entities?
    1. Yes we can consider new entities in the following two situations:
      1. If in business at least 1 year with a resume showing significant construction experience as a jobsite supervisor or project manager.
      2. If a partnership split up and the insured was the partner that managed the residential construction operation.
  2. Do you require all insured subs or how do you handle uninsured subs?
    1. We require all subs be insured with like GL Occurrence limits to the insured.
    2. Uninsured subs jeopardize continued coverage for the insured.
  3. Do you write Roofers (or Excavation contractors or some other trade contractor type)?
    1. No we only provide coverage for the Homebuilder GC. Norman-Spencer (Brian Norman) has a trade contractor program 800-543-3248.
  4. Do you write in New York?
    1. Yes, depending on location. We write from Orange and Putnam Counties north. We do not write south of them or on Long Island.
  5. Do you write Workers’ Compensation?
    1. Yes, we can write Workers’ Compensation through our two monoline Workers’ Comp programs Insurex and AllComp Solutions. Please send with your submission or call our Workers’ Comp Directors:
      1. Dan McCarthy (State of CA) at 877-467-8739 or
        619-229-7770 x 302
      2. Geoff Pratt (All other states) at 800-970-9778 x 154
  6. Can you write a builder that has not carried insurance in the past?
    1. No.
  7. Do you write Re-modelers?
    1. Yes, as long as they are not performing Fire or Flood Restoration work or Flipping Houses.

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©   NSM Insurance Group. Specializing in Workers Compensation, Program Insurance, Staffing Insurance, Commercial Insurance, Condo Insurance, Hotel Insurance, Workmans Comp. All rights reserved.
Specializing in Construction Liability Insurance, Building Contractor Insurance, Contractors Umbrella Insurance, and Construction Property Insurance.