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Program Manager
Thomas Zapalac
Telephone: 800-970-9778 ext. 120
Fax: 610-941-9889
TEZapalac@nsminc.com
Assistant Underwriter
Tanya Horst
Telephone: 800-970-9778 ext. 148
Fax: 610-941-9889
TMHorst@nsminc.com
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Specialty Construction Insurance |
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You have arrived at the NSM Insurance Group Construction Programs Center! Our Specialty Construction Program Unit understands that each type of contractor has a specific set of exposures, and each of our programs is designed to address the coverage challenges of each unique class. |
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A Division of NSM Insurance Group
555 North Lane, Suite 6060
Conshohocken, Pa 19428
P. 800-970-9778 F. 610-941-9889
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Streets & Roads Construction Cover
Street and Road Contractors have specific exposures and our program is designed to help you work with your client’s. This program sets a standard for ease of doing business and our program underwriters have a reputation in the industry for getting the job done efficiently!
Eligible Risks:
- Contractors generating revenues of $10,000,000 or less
- Contractors that subcontract less than 35% of their work
- NAICS: 237310 – Highway, Street Construction
- 5 Years in operation
Newsletters:
Targeted Classes:
- Street and Road Construction
Program Features:
- Top Rated National Carrier
- Available in All States
- In-House Underwriting
- In-House Rating and Policy Issuance
- Excellent Rates
Lines of Coverage:
General Liability:
- Industry Specific Classification & Rating
- Blanket Additional Insured Endorsements
- Waiver of Subrogation
- Per Project Aggregate
- Stop Gap Coverage
Automobile:
- $1,000,000 Combined Single Limit (CSL)
- $1,000 deductible minimum for Comprehensive & Collision
- Rental Reimbursement
- Hired / Non-Owned Drive Other Car
- Seasonal Lay Up Credits (where applicable)
- Composite Rating Options (for large fleets)
Property & Equipment :
- Special Form
- Replacement Cost
- Buildings
- Business Personal Property
- Business Interruption
- Tools & Equipment
Workers' Compensation :
- Can Be Written Stand Alone
- Modifications up to 1.85 (varies by state)
- Offered in all States
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Claim Reporting Procedures
All claims regardless of severity or location should be reported to the YORK Claims Intake Center. The YORK Claims Intake Center is ready to accept new losses and provides four ways for you to submit new loss reports, however, a dedicated FAX # has been established to expedite the claim handling process.
- Fax: 1-800-973-3875
- Telephone: 1-866-391-9675 (YORK)
- Mail:
YORK Claims Service, Inc./New Jersey
3 AAA Drive, Suite 201
Robbinsville, NJ 08691
Attn: Jay Maul, Manager
Important!
- To expedite the handling of your newly reported loss, please be sure to include your YORK Client Code with each new loss report!
- Notices that do not require action ("incident reports") should be clearly marked "REPORT ONLY".
The YORK Claims Intake Center will review all claims notices upon receipt and assign to the YORK handling branch office. A claim acknowledgement will then be transmitted to the designated individual advising of the YORK claim number and the adjuster assigned to the claim.
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 Broker’s Kit
Streets & Roads Construction Supplemental Questionnaire (pdf)
Contact Us
Program Manager
Thomas Zapalac
P: 800-970-9778 ext. 120
F: 610-941-9889
TEZapalac@nsminc.com
Assistant Underwriter
Tanya Horst
P: 800-970-9778 ext. 148
F: 610-941-9889
TMHorst@nsminc.com
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